If this is your first home, you are about to find out that you have become an itemizer and that Schedule A of your tax returns has become your new friend. Say goodbye to the 1040EZ but say hello to more money in your pocket. There will even be one brief second when you are glad you paid mortgage interest, right when you hit “enter” on your mortgage interest entry and you see your owed taxes go down, A LOT. Like I said, a very brief moment. Continue reading
Good Saturday Morning. Hope you have all your Christmas shopping done (gotta love Amazon) and you are all settled in for a merry holiday season. Now if we could just blow out all this smog and get some of the white stuff!.
Bonds UP and Rates Down How does that work?
GENERATIONAL SHIFT in a digital age!
They say adapt or die. With that in mind I proudly present MY WEBSITE. Whether you are a polar bear living on shrinking ice, or a mortgage lender living in the electronic age, the principle applies. I’ve long believed in the “old school” approach of “high touch over high tech”. Don’t misunderstand; I’ve had the ability to conduct business electronically for years. The loan origination and processing systems I use have robust online modules, but I’ve resisted them. I’ve always felt that a mortgage is a big deal and borrowers deserve to sit side by side with me and go over the massive amount of documentation required. Continue reading
The Truth upfront is better than broken promises.
One of the most important decisions you can make regarding your mortgage financing is making sure your loan officer knows what he’s doing. Maybe it’s just me, but the kid down at the corner branch of the bank that sorta knows how to fill out the application might not be the best choice. I know that a big part of customer service is ON TIME DELIVERY. Continue reading
The Truth upfront is better than broken promises.
One of the most important decisions you can make regarding your mortgage financing is making sure your loan officer knows what he’s doing. Maybe it’s just me, but the kid down at the corner branch of the bank that sorta knows how to fill out the application might not be the best choice. I know that a big part of customer service is ON TIME DELIVERY. We’ve all heard horror stories of the moving truck parked in front of the house, the soon to be owners scrambling to find a hotel room for the night and for whatever reason the lender isn’t ready to fund the loan. Continue reading